Financial Planning Seminars

QTCU Financial Planning offers a range of seminar presentations that explain important financial topics in an interesting and easy-to-understand format. 

Click here for September 2010 seminar dates

We have four seminar programs...

1. 25-40yrs: Money maladies or financial fitness? Your choice.
2. 35-50yrs: Cementing the financial cornerstones for your future.
3. 50-65yrs: Plan for financial security, independence and choice in retirement
4. 60+: Ease into retirement - on your terms

Full details below.

1. Money maladies or financial fitness? Your choice.

Target Group: 25 - 40 (Starters & Savers)

Ideas to build healthy finances for young families and singles.

This session is about the 4 cornerstones of an effective living money plan for you at this stage of your life - to help you build the right financial foundations for your future.

Whether you're single or with a family, corporate high-flyer or raw recruit, your financial security depends on how well you manage the 4 cornerstones of financial security, which are:

• debt control - using borrowings or credit in a positive, manageable and disciplined way to fund your desired lifestyle
• protection - ensuring illness, accident or premature death don't compromise the lifestyle you want for your loved ones and to make sure your wishes are carried out when you're no longer around.
• investments - building wealth over the long term to fund a comfortable and secure lifestyle
• superannuation - harnessing this tax-advantaged investment structure for your future

2. Cementing the financial cornerstones for your future

Target Group: 35 - 50 (Accumulators)

Ready-to-use ideas to firm up financial foundations.

You're moving into your peak earning years, retirement isn't on the cards for quite some time yet.  A seminar for people who understand that smart planning can help ensure financial well being.  This session is all about learning some practical ready-to-use ideas to get your finances moving forward positively.

We'll start with lessons you can learn from the global financial crisis.  Then move onto the 4 cornerstones of financial well-being:

• debt control
• safety net to cope with the financial fallout from life's nasty surprises
• savings and investment for a better lifestyle
• effective superannuation for a secure financial future

3. Plan for financial security, independence and choice in retirement

Target Group: 50 - 60 (Pre-retirees)

Where are we now? Where do we want to go? How can we get there?

The world has changed, so it's time to take a deep breath, confirm your current position and review your plans and work out the best way to achieve your goals.

In this session we'll talk about re-balancing the 4 cornerstones of your financial life, to take account of changing financial circumstances.  The aim?  Effective strategies to give you choices leading to financial security and independence.  By the end of this session you'll be equipped with ready-to-use ideas to:

• Maximise your super (including Transition to Retirement)
• Ramp up your investments
• Safeguard your family's lifestyle and your hard-earned assets
• Manage debt tax-effectively

4. Ease into retirement - on your terms

Target Group: 60+ Retirees

Chances are if you haven't already retired, you're giving it serious consideration or thinking about how to reduce your hours of work and still afford a comfortable and independent lifestyle.  The world has changed, so it's time to take a deep breath, confirm your current position and review your plans and work out the best way to achieve your goals.

People closest to retirement have probably seen the worst impact of the financial crisis.  In this session we'll talk about actions to create financial security and freedom of choice, now and into what could be many years of retirement.