Superannuation

If you are nearing retirement, it’s worth taking a few minutes to ask yourself the following questions. Your QTCUFP Financial Planner will be able to discuss these (and other) issues with you.

• Do you have sufficient funds in superannuation to last your lifetime?
• Will you be able to comfortably fund your retirement lifestyle?
• Are you aware of and in control of your current living expenses?
• Do you know when you can retire and have enough money to fund your retirement years?
• Are you aware of the investment options within superannuation that can affect your returns?
• Do you know which retirement income stream is more appropriate for you? Is it allocated pensions, a complying pension or some other type?
• Some Centrelink benefits are available to most retirees. Can you access any of these benefits?

Your QTCUFP Financial Planner will be able to explain the structural and legislative areas of superannuation. They will also be able to assess and discuss the following strategies with you.

• Maximising your Superannuation
• Salary Sacrifice to Superannuation
• Spousal Superannuation
• Government Co-contributions
• Splitting Superannuation
• Withdrawals from Superannuation
• Consolidating Superannuation