MemberCare Mortgage Insure Living Benefits
What if the unthinkable were to happen? You or your partner became sick or injured and were unable to work, or you lost your job. How would you continue to meet your mortgage repayments?
MemberCare Mortgage Insure - Living Benefits covers your mortgage repayments.
Your MemberCare Mortgage Insure - Living Benefits cover at a glance:
- Choose disability cover with an option to add trauma and involuntary unemployment benefits
- Covers your mortgage repayments (maximum $3000 per month) for up to 36 months in the event you are disabled
- Up to $10,000 benefit during the period of insurance for involuntary unemployment with a maximum of 3 monthly mortgage payments in any 12 month period
- One premium which can be financed into your home loan and repaid over the loan term
MemberCare Mortgage Insure Plus
Mortgage Protection Insure Plus covers your mortgage repayments or may even pay out your mortgage for you, with affordable lifestyle rated premiums charged on a monthly instalment basis.
Your MemberCare Mortgage Insure Plus cover at a glance:
- Cover you can tailor to meet your needs
- Convenient monthly payment option
- Choose death and/or disability cover with an option to add trauma and involuntary unemployment benefits
- Up to $500,000 cover in the event of death
- Up to $50,000 cover in the event that you suffer a defined trauma
- Covers your mortgage repayments for up to 36 months in the event you are disabled
- Up to $10,000 benefit during the period of insurance for involuntary unemployment with maximum of 3 monthly mortgage payments in any 12 monthly period
- Suspended Cover Benefit allows you to recommence claiming a benefit up to 90 days after discharging your loan, if a new loan and replacement policy are taken
At claims time
We understand how important it is to receive a fast, personal response to your claims. That’s why we have made the claims process as simple and stress-free as possible. The CUNA Mutual Group Claims is open Monday to Friday 8.30am – 5:00pm ESDT on 1800 226 122 and the claims team will be there to support you throughout the claims process.
Use our online service and get a quote to buy the following:
You can retrieve your saved quotes:
You can also enquire about the following and get a quote within a few business hours:
Insurance policies are issued by CUMIS Insurance Society Inc. ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability) trading as CUNA Mutual General Insurance and by CUNA Mutual Life Australia Limited ABN 83 089 981 073 AFSL 245292. Before making a decision about your insurance needs please refer to the Product Disclosure Statement available from any of the QTCU branches. For further information visit your local branch or contact us on 13 29 30. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances.
Terms and Conditions apply:
*Multi-policy discount is not available on your first policy and only applies when all policies (excluding boat) are purchased through the same credit union.

