Saving and investing
- Bonus Saver account
- eSave online account
- Christmas savings account
- Cash management account
- Term deposits
- Zest - Over 50s program
- Youth programs
- Government deposit guarantee factsheet
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Zest Financial and Lifestyle Program
Introducing Zest - a financial and lifestyle program designed to meet the needs of over 50s.
As a Zest member you will receive access to exclusive benefits which are designed to help save you money across various aspects of your life.
As part of the Zest Financial and Lifestyle program you'll receive the following benefits:
Investment Accounts
Earn an additional .05% on QTCU Term Deposits and Cash Management Accounts. Download our Zest interest rate sheet [PDF].
Insurance Discounts
Receive a 10% discount on your home insurance and 5% discount on your motor insurance policies. If you are an existing policy holder the discounts will automatically be applied on renewal.
Financial Planning
Receive a free initial consultation and $100 off your personalised financial plan.
Travel Benefits
Receive 20% off travel insurance booked through Diploma Travel and receive Australian Passenger Movement tax refunded in full.
Dining and Leisure Discounts
Featuring over 2,500 valuable offers including restaurants, cafés, bistros, leading take away outlets, activities and attractions, hotels, retail, leisure and more from right across Australia. Click here to find out more http://www.frequentvalues.com.au/qtcu
Eligibility
The Zest Financial and Lifestyle program is available to all QTCU members aged over 50. A low annual fee of $20 is payable every year members wish to remain a part of the Zest program.
To start receiving all the benefits included as part of the Zest program simply choose an option below...
For further information regarding the benefits of becoming a Zest member please contact us on 13 29 30 or visit your nearest branch.
*A Product Disclosure Statement (PDS) is available for this product and you should read the PDS before making any decisions about the product. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances.
†If you require access to funds during the agreed term of the deposit a 7 day notice period may apply.
**QTCU Financial Planning Pty Ltd ABN 35 116 361 650 is a Corporate Authorised Representative (ASIC No. 293929) of Outlook Financial Solutions Pty Ltd, ABN 40 083 233 925, AFSL 240959, 70 - 76 Yarra Street Heidelberg VIC 3084.
***Insurance policies are issued by CUMIS Insurance Society Inc. ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability) trading as CUNA Mutual General Insurance and by CUNA Mutual Life Australia Limited ABN 83 089 981 073 AFSL 245292. Before making a decision about your insurance needs please refer to the Product Disclosure Statement available from any of the QTCU branches. For further information visit your local branch or contact us on 13 29 30. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances.
Terms and Conditions apply:
*Multi-policy discount is not available on your first policy and only applies when all policies (excluding boat) are purchased through the same credit union.
# Agreed value option not available for vehicles over 15 years old. Market Value option not available on Motor Bike.