Insurance
Because teachers often keep personal possessions and tools of the trade at school there’s added cover in the contents insurance product^.
MemberCare Home Insure
...makes taking care of your home and personal possessions easy
Your home is probably the most valuable asset you will ever own. Your contents and special items are also a large part of the lifestyle you enjoy.
You need the peace of mind of knowing that should the worst occur, you are financially able to replace your home and other treasured possessions.
Your MemberCare Home Insure protection at a glance:
- New for old replacement cover
- $20m liability insurance
- Combine your home and contents on the one policy and enjoy an additional member discount
- Personal response and service to your claims
MemberCare Home Insure covers you against defined events including:
- Fire or explosion
- Lightning
- Earthquake damage
- Malicious acts
- Riot or civil commotion
- Theft or burglary
- Storm or rainwater
MemberCare Home Insure offers cost-effective protection for your home and contents against a wide range of defined events - those unexpected occurrences which could cause major damage to your home and possessions.
MemberCare Home Insure Plus covers you against:
- Accidental loss and damage cover
- Worldwide cover for unspecified valuables up to $5,000
- Cover for trees and plants up to $2000 per claim
- Veterinary expenses up to $1,000 (Terms and Conditions apply)
- Cover for home office equipment up to $15,000
- Up to $5,000 cover for your guest's and domestic helpers'/employees' personal property
MemberCare Home Insure and Home Insure Plus gives you real peace of mind, with all the following benefits and more:
| What is covered? | Home | Contents |
|---|---|---|
| New for old replacement cover for buildings | • | |
| New for old replacement cover for contents | • | |
| $20m liability insurance | • | • |
| Cover for high risk items up to $2,000 ($300 for mobile phones) for any one item and 25% of contents Sum Insured for all items | • | |
| Electric Motor burn out up to 20 years full parts and labour costs | • | • |
| Cover for Trees and Plants | • | |
| Cover for Veterinary Expenses | • | |
| Home Office Equipment | • | |
| Cover for security firm attendance | • | |
| Cover for contents in transit | • |
A full list of insured events can be found in the policy wording.
Multi-policy member discounts available
Multi-policy discounts now apply to even more of the MemberCare insurance products. So when you take out two or more of the domestic insurance products (excluding boat) such as Home Insure and Motor Insure through QTCU you will receive a discount on each additional policy.
At claims time
We understand how important it is to receive a fast, personal response to your claims. That’s why we have made the claims process as simple and stress-free as possible. The CUNA Mutual Group Claims is open 24 hours a day, 7 days a week. You can call anytime, day or night on 1300 660 727 and the claims team will be there to support you throughout the claims process.
Use our online service and get a quote to buy the following:
You can retrieve your saved quotes:
You can also enquire about the following and get a quote within a few business hours:
^Insurance policies are issued by CUMIS Insurance Society Inc. ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability) trading as CUNA Mutual General Insurance and by CUNA Mutual Life Australia Limited ABN 83 089 981 073 AFSL 245292. Before making a decision about your insurance needs please refer to the Product Disclosure Statement available from any of the QTCU branches. For further information visit your local branch or contact us on 13 29 30. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances.
Terms and Conditions apply:
*Multi-policy discount is not available on your first policy and only applies when all policies (excluding boat) are purchased through the same credit union.